PesoMaxy
Your Questions,
Our Answers
About Application
About Cash Disbursement
About Loan Payment
About Application
What are the qualifications to get a loan from PesoMaxy?
PesoMaxy offers loans to the following applicants who qualify for these minimum requirements:
- Between 22 to 55 years old;
- Currently employed or with steady income from business/remittance
- At least one valid ID (SSS, UMID, Driver’s License, TIN, PASSPORT, PRC ID)
Where to apply?
You can apply via the PesoMaxy app found on Google Play and the Apple App Store or through the PesoMaxy website (https://PesoMaxy.com).
I did not receive an SMS verification code.
Our veritication code is system-generated and automatically sends SMS to the mobile number you’ve registered. Please make sure that you followed the correctformat and signal in your location is strong (full bars or one bar missing).
How long until I get approved?
We always aim to uphold our promise of same-day approval for all our customers. However, given the large number of applications submitted per day and our operational hours of 8:00AM + 6:00PM, we can only approve applications in the early half of the day on the same day. Applications submitted in the latter half of theday might be considered for next-day processing. Unless you apply using the PesoMaxy app where processing and approval are done within a few hours.We recommend that you download and use the PesoMaxy app for faster & preferred processing and approval. It’s available on Google Play & Apple App Store.
About Cash Disbursement
How long until the cash loan is deposited to my account?
After the approval of your loan, please expect the cash loan to be deposited in your account after 1-2 banking days (except for weekends, holidays, and otherunforeseen events that may affect banking operations).
My account status indicates that the money is already released, yet it hasn’t reflected on my bank account. What should I do?
The maximum time for deposit after approval is 1-2 banking days (except for weekends, holidays, and other unforeseen events that may affect banking operations).Please check your registered email for the proof of disbursement via Dragonpay.
Will I get the loan amount in full or are there charges and fees deducted to the loan amount?
In order to give the best customer satisfaction, we disburse the full loan amount without charges and fees—unlike other loan providers. To know more about the rates,charges, and fees, please see the loan agreement on your profile.
About Loan Payment
How much do I need to pay?
Your total loan payment can be found on your loan agreement, in the PesoMaxy app, or on your PesoMaxy profile that can be accessed through the website.
Where can I pay for my PesoMaxy loan?
Loan payment is easy at PesoMaxy. We’ve partnered with several payment channels to offer you more ways to pay!
Will I get the loan amount in full or are there charges and fees deducted to the loan amount?
In order to give the best customer satisfaction, we disburse the full loan amount without charges and fees—unlike other loan providers. To know more about the rates,charges, and fees, please see the loan agreement on your profile.
A. 7/11 Barcode payment
In order to give the best customer satisfaction, we disburse the full loan amount without charges and fees—unlike other loan providers. To know more about the rates,charges, and fees, please see the loan agreement on your profile.
B. 7/11 CLIQQ Kiosk Payment
In order to give the best customer satisfaction, we disburse the full loan amount without charges and fees—unlike other loan providers. To know more about the rates,charges, and fees, please see the loan agreement on your profile.
C.7/11 CLIQQ App Payment
In order to give the best customer satisfaction, we disburse the full loan amount without charges and fees—unlike other loan providers. To know more about the rates,charges, and fees, please see the loan agreement on your profile.
D.M Lhuillier Payment
In order to give the best customer satisfaction, we disburse the full loan amount without charges and fees—unlike other loan providers. To know more about the rates,charges, and fees, please see the loan agreement on your profile.
E. GCash Payment
In order to give the best customer satisfaction, we disburse the full loan amount without charges and fees—unlike other loan providers. To know more about the rates,charges, and fees, please see the loan agreement on your profile.
What if I made an overpayment (paid beyond the required payment amount)?
Your total loan payment can be found on your loan agreement, in the PesoMaxy app, or your PesoMaxy profile that can be accessed through the website.
What if I can’t make full payment of my loan on the due date?
We highly recommend that you pay your loan in full to fulfill your obligation to the loan agreement agreed upon once you submitted the loan application. There is a one-time penalty and 2% daily interest penalty for overdue payments. An extension MIGHT BE PROVIDED if requested but it will depend upon the terms decided by the collection officer. An extension is usually given once a request is made and minimum payment is made. If you believe that you can’t pay the full amount in time, please coordinate with us via email: cs@PesoMaxy.com or direct message us at the official PeseMaxy Facebook page